Psychic Readings A Guide To Help From A Higher Source by Marissa Moonwhisper

Psychic readings can be anything from a tarot reading to a rune casting to astrology. A psychic reading can also be done without any divination tools. Basically, a psychic reading is when the reader tells a person, called the querent, the answers to their questions. The psychic reader uses their intuition to give the querent details and information.

Choosing a psychic reader can be difficult. There are many people who fake having psychic abilities. They tell people what they want to hear or use other tactics to give the querent answers. One of the best ways to find a psychic reader is through referrals. When a person gets a referral from a friend or relative they can usually trust that the psychic is worth going to. For someone who does not know much about how psychic reading work it can be difficult to tell the fake ones from the real ones.

A big aspect of finding a good psychic reader is that the reader and the querent need to be able to establish a good connection. The psychic connection between the querent and the reader allows the reader to open up and receive messages to give the querent. Usually a reader will know right away if they can or can not connect. If a person gets a reader that says they cannot read for them, then this is usually the case. They are not being rude, they just know they can not help you because they can not establish the connection. As a querent, the best way to tell if there is a connection is based upon the gut feeling. A querent should feel comfortable and at ease with the reader. Any hesitation or uneasiness will throw off the reading.

Once a person finds a reader they need to be able to clear their mind and focus on the situation at hand. They should have a good idea of what they want to know before starting their reading. They should be clear about their feelings in a given situation. It helps because the reader can then connect to these thoughts and feelings in order to get the answers. Many times a reader will want to hold hands or have everyone close their eyes, this is mainly to help the querent stay focused. Sometimes the reader will try to set a calm and mellow mood by using candle light and burning incense.

During the reading the reader may use tools like tarot cards, runes or even a crystal ball. These tools are just an aid for the reader and can also be helpful to the querent. A querent who is even slightly skeptical can then se by the tools that the reader is not just saying things out of thin air. The tools serve as a guide and can help clarify messages the reader may be getting.

A psychic reader can help a querent, but they can not tell them with 100% certainty that something will or will not happen. No psychic reading is positive. The future is not written in stone and as such, nobody can tell anyone else their exact future. Psychic readers can tell a person what may happen based upon their current situation. Any changes in the querent situation and their future may be altered.

A psychic reader is like a guide to the psychic realm. Some people are more prone or find it easier to communicate with those who have passed over, angels or higher beings. These people, psychic readers, work to help others try to make the most of their lives and try to help them get clarity when needed in tough situations.

Knowledge You Need To Get Mortgage Loans by Serg Harros

Hunting for the house of your dreams can be exhilarating. Unfortunately, hunting for the home loan of your dream is not nearly as exciting. The following advice can help you avoid problems.

1. To minimize the stress of the real estate transaction, it is always best to get pre-approved for a loan. When you get pre-approved for a loan, the lender guarantees they will give you the pre-approved amount for a set number of days, often 30 to 60.

2. Would you buy a car from the first ad you saw? Of course, not. Mortgages work the same way. Every lender offers different terms, so don’t just go with the first one you find.

3. Adjustable rate mortgages fix their interest rates on various financial markets. Perhaps the most popular with lenders is the One Year Treasury Security Index. It is based on the weekly average of US Treasury security yields.

4. To make sure the rates don’t change after a lender approves your mortgage, you can lock in the loan by paying a fee. This does not lock you into the loan, only the lender. If you subsequently find a better deal with another lender, take it!

5. If you pay points on your mortgage, try not to wrap it into the mortgage. If you write a separate check from your personal account, you can deduct the full points on your taxes.

6. Should you go with a fixed or adjustable rate mortgage? In general, go with fixed when rates are low and an adjustable when rates are high.

7. This mortgage program involves a loan for 125 percent of the home value. It is used as a way to cash out a property if you expect significant appreciation over the near future. This is a very dangerous loan because if appreciation does not occur, you can get into significant trouble with negative amortization.

8. The first step to finding a mortgage is to find a lender. You might be surprised to learn that a majority of lenders do not deal directly with the public! So, how are you supposed to find them? The answer is to use mortgage brokers.

9. Don’t assume anything about your credit. Before you apply for a mortgage, check all three credit agencies. Congress has determined that 50 percent of the negative marks on most people’s credit are errors.

10. ARM loans are tied to something called indexes. These indexes are gauges for the cost of borrowing money. There are five different indexes. The LIBOR rate – London Interbank Offered Rate – is a popular one.

Home ownership is the cornerstone of our society. The government and lenders know this and are a pivotal part of financing such ownership. In short, you should be able to get a loan, so don’t worry too much.

The Twentieth Century European History by Gabriel Rise

Thus spoke the American President Woodrow Wilson in late 1919 as he attempted to persuade the American Senate to support the League of Nations and ratify the Treaty of Versailles following the end of the First World War. For these peacemaking efforts, the Democrat president was awarded a Nobel Prize in 1919. The Republican-dominated Senate’s refusal to be persuaded was more than just due to partisan politics; indeed, it reaffirmed an approach that had shaped American foreign policy for a century and a half. On November 11, 1918 at 11:00 in the Compiègne Forest of Picardie, France, an armistice was signed, ending four years of fighting between the Allied forces and Germany/Austro-Hungary. It took another half year for the official Treaty of Versailles to be produced and another generation before European hostilities were finally ended. Largely because of its inter-European character, the United States was reluctant both to participate initially and, after having entered the War effort in 1917, to involve itself officially in this settlement. America’s late entry into the War did not hinder its position as one of the more powerful victors, along with Britain, France and Italy, in leading and ultimately deciding peace terms. This ‘Big Four’, as it was known, met from January 1919 at the Paris Peace Conference in the staterooms at the Quai d’Orsay in Paris. The delegates had over 100 meetings before its cessation in June 1919. Recognizing the probable role US would play in anticipated peace negotiations, Wilson devised and presented his Fourteen Points to the American Senate in early 1918. With a missionary-like zeal, he believed that world peace and prosperity could be ensured and sustained through the application of his principles. Relying on notions of progressivism that had underscored earlier reform in the US, these principles included the releasing of trade restrictions, maintaining openness and democracy, and supported political and economic self-determination for all nations. Wilson believed that the Fourteen Points afforded him a moral leadership among the Four. And, indeed, they initially formed the basis of the terms of the Treaty, underpinning the reconstruction of Europe as expressed in a proposed League of Nations that would safeguard world peace. Wilson’s support was threefold. He felt passionately that without support for the Treaty and League world peace could not be secured. Moreover, he believed that an elected body like the League could help solve world problems if through anything other than by validating the US’s leadership role in the decision-making process. In spite of their propagandistic power, the Points were too contentious to form the basis of the terms of the Treaty. Britain and France had different reasons for not unanimously supporting them. The terms of the Treaty of Versailles, as agreed on 28 June 1919, however, only referred to four of Wilson’s fourteen points. At home, Senate’s refusal to support the Treaty and League complicated. It was more than just a reaction to the peacemakers’ rejection of ten of Wilson’s Fourteen Points. Also, domestically, it was more than just the response of the Republican-dominated Senate to the grandiose schemes of a Democrat President. It is clear that arguments found root in the US’s historical position of isolationism. Notably, Woodrow Wilson was the first president to break with this tradition and to align national interests with those of the world based on a set of new principles. In 1919, Senate firmly supported isolationism, feeling the League would encourage ‘unhealthy’ contacts that would lead inevitably to involvement in other world conflicts. These in turn could give Old World powers like Britain and France the power to control the American armed forces. Moreover, they feared the contaminating effect of European politics, increasingly that of Socialism. In the ensuing debate, four camps emerged: the Irreconcilables, the Mild Reservationists, the Reservationists and the Democratic Supporters. Of the more vociferous opponents were Henry Cabot Lodge and Alfred Beveridge. Lodge proposed a series of amendments to Wilson’s bill ratifying American entry into the League that weakened its influence significantly. Wilson refused to compromise with the Republican Senators, thus ensuring that Congress would never ratify American involvement in the League. Debate on the subject officially ended in March 1920 and Wilson died in 1924. The United States’ refusal to ratify the Treaty of Versailles and to support the League of Nations was ultimately political, but its roots lay deep in American idealism that supported a messianic notion of purity of action while rejecting the defilement of contemporary European reality. Indeed, Wilson could not convince the governmental administration that there was any domestic benefit for from such involvement. However, by refusing to concede any of his points, he helped to draw the United States further inward. In the end, American non-involvement ensured the failure of the League of Nations and, perhaps, helped to precipitate an otherwise inevitable progress to war two decades later.

Getting Gorgeous: Tips For Finding The Perfect Prom Dress by Differin Staff

The gown is a pretty important part of prom–in it, you’ll be gorgeous, glam and ready to go. Get the dress of your dreams with these top tips.

Go pre-shopping shopping. Flip through magazines–from teen to celebrity style–and tear out pictures of dresses you love. Search fashion websites. Getting a sense of all the styles out there clues you in to what you like–and what you definitely don’t.

Know your best colors. Check out photos of yourself and see which colors best compliment your skin and hair–and which leave you looking ragged. See if you spot yourself in any super-flattering styles, or ask a fashion-forward friend what they think makes you look most fab.

Set a budget. Knowing how much cash your can drop on a dress before heading out is a huge help. It’s not worth getting into debt for an outfit you may wear just one night–especially since today’s stores sell glam-and-gorgeous gown at every price point. Make sure to include things like tax and alterations in your budget.

Accentuate your assets. Most of use have body parts we love those we, well, don’t. Don’t dwell on the negative; instead, think about showing what you like most. Got great arms? Go sleeveless. Shapely shoulders? Strapless. Carved calves? Go short. You get the point.

Shop early in the day. Hit the stores when they first open so racks will still be neat, organized and full instead of a picked-through disaster. Morning is also when you’ll have the most energy to try on lots of styles–a must to find your dream dress.

The gown is a pretty important part of prom–in it, you’ll be gorgeous, glam and ready to go. Get the dress of your dreams with these top tips.

Don’t shop in big groups. It may sound fun to shop with a pack of your best buddies, but it can get overwhelming and competitive when everyone’s grabbing for the same gown. Plus, either your pals will be too distracted to help you choose what looks best or you’ll get so many opinions you’ll be completely confused. Instead, go with just one friend or your mom, sister or aunt.

Bring along accessories. Take a few different bras with you–like strapless, halter and racer back–so you can really see how a dress with hang on your body. Also bring a pair of heels and any jewelry you dying to wear to get a more complete picture of how your outfit will actually look.

Keep it simple, sister. You may want to stand out on prom night, but you can do that without wearing a wild gown. A simple dress or classic style (think Jennifer Aniston and Drew Barrymore) can be even more amazing. Plus, any dress you can wear again with different shoes, hair or accessories–is a great investment.

Be snap happy. Bring a digital camera or Polaroid on your shopping trip so you can take pictures of yourself in dresses you like and compare contenders later. You can also have friends or relatives peruse the pics to help you decide.

If you love it, buy it. Or at least ask the store to put it on hold so you don’t run the risk of someone else dancing in your gown. But don’t settle for so-so; you should feel absolutely fabulous on prom night so stick with the search until your find your perfect dress.

5 good reasons for choosing an audio book by Tim Maher

Did you know that audio books are becoming more and more popular each day? For example, in 2004, over $124 million worth of audio books were sold in the UK and $120 million in Germany during 2005. Experts say that this year the market is expected to rise by 20% in Europe, and audio books seem to be even more popular in the USA. But why are audio versions a convenient way to “read” a book? 1) You save time, because you can listen to an audio book anywhere and everywhere, and you can even do other things at the same time. You can listen when driving to and from work, when walking the dog, cycling, working around the house or at the computer, exercising, and so on. The possibilities are endless. According to a recent survey, in the USA a person is driving an average of 1 hour and 13 minutes daily, which means over 440 hours a year for each driver, or 11 full-time work weeks. This is huge! Imagine how many things you could learn during this time by simply having your MP3 player with audio books at hand. 2) If you love reading but don’t have enough time, audio books can give you the opportunity to read many more books that you would otherwise have time for. Audio books are a great way to fill the “dead” moments we all have in our lives. 3) Audio books are good for older, ill or recovering people and can be a wonderful gift for someone in a nursing institution. This is a gift they can remember and enjoy time after time. 4) Audio books can be a blessing for blind people, disabled people or people with impaired vision. Everyone should have the chance to experience and enjoy a book and in many cases, this is the only way for such persons to do it. Spoken books can help these people to improve their education, help them to develop new hobbies and habits and greatly enrich their life, both personally and professionally. 5) The most important skill a child can ever acquire is probably the ability to read, and audio books can be easily used to stimulate literacy in children. Books can be listened to by children while following the story in the paper book. Or they could listen just to gain and improve vocabulary and communication skills. If you want to instill in your child the love of reading, audio books can be an excellent start. There are many more benefits of using audio books, but even these few reasons should be enough to convince you to enter the exciting world of the spoken books.

Her Resume Took her from $10 per hour to a 6-Figure Job! by Grant Cooper

As a professional resume writer, I regularly receive compliments from clients, generally stating how ecstatic they are about getting that great new job or promotion they were seeking, how many interview requests they have received since using their new resume, or how the interviewer was highly impressed with their resume.

However, I have rarely received a compliment or testimonial quite like the one I received from Tara, a resume client living in a semi-rural area who contacted me through our website (name changed to protect client privacy… all other details accurate).

Dear Grant, Just call me one more employed, happy customer. The resume you did for me took me from a $10 an hour job to a six-digit income! I’m not joking. I was expecting good results, but nothing like this. If you would like to use me as a reference, please feel free to do so. Sincerely, Tara

When I first interviewed Tara to gather information for her new resume, she warned me that she “didn’t have much to work with,” that she had been a stay-at-home mom, that she had not had many “normal” jobs, and that she felt at a disadvantage in rejoining the workforce in competing with younger, more corporate jobseekers.

At first glance, Tara’s background and situation, though non-traditional, were not all that rare, particularly for many female clients who have been out of the workforce for a period of time. Tara was basically a stay-at-home housewife who had earned her bachelor’s degree in elementary education many years prior and had not had a traditional job history, primarily due to raising 2 young children.

Her previous jobs consisted of a couple of retail sales positions prior to attending college, working as a student teacher during the completion of her university studies, and later serving as a substitute teacher for several years, with a few long-term substitute teaching assignments. Tara was currently tutoring a young child with autism, a position she took more for love than money, earning $10 per hour.

In other endeavors, Tara had sold kitchenware through a company that targeted school and non-profit fundraising promotions, and had served for two years as fundraising chairperson for a local animal welfare organization. I also highlighted Tara’s many volunteer activities for her children’s schools and several area civic organizations.

My big surprise in interviewing Tara was to discover that she had recently helped her husband in his (unsuccessful) write-in campaign to run for Congress, something that she was reluctant to even mention, saying that “it’s not important.” I dug deeper and asked her if she was her husband’s campaign manager. She laughed and said, “I suppose so.” I found out that she was the one who arranged press conferences and wrote press releases, deposited donations, wrote checks for expenses, submitted the campaign finance reports, and handled all other aspects of campaign administration.

I was able to weave a creative non-traditional resume based upon her various activities, previous jobs, and her “campaign manager” experience. The result was an attractive, compelling document targeting non-profit positions, something she agreed she would enjoy. After submitting her resume to area non-profit agencies and organizations within a 1-hour commute, Tara landed a six-figure position as director of an advocacy organization. Tara explained to me that they were attracted by her background in fundraising, campaign management, and community involvement. Of course, Tara felt that she “aced” her interview” and “connected” with the search committee members who interviewed with her… But, as she says, it was her creative resume that opened the door.

Grant Cooper is a Certified Advanced Resume Writer, author of numerous career-related articles published in journals, newspapers and online, and is the founder and president of Strategic Resumes, professional resume writers providing the best in resume writing services. For more information visit http://www.strategicresumes.com.

Accredited Distance Learning by eWeb Media

Accredited Distance Learning – High Quality Education from Home?

Accredited distance learning is one of the fastest growing segments of the post high school learning system. It is to date very customary in Europe and even in Asia and it is now becoming a enormous part of our participation here in North America. In the twentieth century, radio, television, and the Internet have all been used to further distance education. There have been distance learning programs for a long time, but what is distinct today is that more and more distance learning programs have become accredited. So now they are as good as, and as well perceived as conventional schooling in terms of professional licensing and certification.

With accredited distance learning, you can accommodate your educational goals into your lifestyle. Distance education is offered at all levels, but is most frequently an option for university-level studies. You can learn at your pace and engage your mind in the way in which you know it works best without being forced to learn a certain way. It is safer, can be less expensive, and more reliable as an learning tool than conventional schooling. The experience is genuine and real, too, and the learning capabilities of the students measure higher than the average student.

Learn The Distance Learning Difference

In lots of instances you can save a considerable amount of money by attending school online. It is with this special learning value that you can begin to set and obtain a larger set of goals for your life. You can rest easy with the realization that with an online education you will have your educational goals met with ease and you can start to set some of your own personal goals to coincide with what is needed from school. Accredited distance learning is about the student first, and everything else second.

Nevertheless, there are some drawbacks. Interaction with other people, collaborative discovery and the importance of peer support are some dimensions of conventional learning that are absent or at least very much reduced in distance learning. Disadvantages of e-learning include the lack of face-to-face interaction with a teacher. Special attention must be given to how online courses are displayed.

There are other distinctive things to keep in mind as you look for an accredited distance learning program. A good accredited distance learning program should create a collaborative community spirit by requiring sharing activities between students and teachers, ensuring constructive criticism, maintaining motivation, and providing assessment tools with timely feedback. It should keep the learning environment flexible. On-line learning web pages must be maintained to ensure up-to-date relevance so you are getting the latest information for your chosen field.

Despite these issues, with accredited distance learning, you can get the high quality education you desire, and do it on your schedule. You will likely save thousands of dollars over the price of a typical on campus education. With so much to gain and with nothing to lose, it’s clear why more people in general are using accredited distance learning to meet their learning needs.

Increase Your Adsense Revenue By 100% With This Proven Strategy! by Franck Silvestre

Thousands of webmasters are making money with adsense all over the Internet. Are you one of them? If not, you need to know how you can become one of Google’s partners and have a share in that billion dollar company.

To make money with Google adsense, you need three things:

1) A website (or a blog), 2) The adsense code. 3) An Internet Connection

It is all that you need to start earning a steady adsense revenue. You don’t even need money to start since you can set up a free blog or deal with a free web hosting provider to get your adsense site up and running.

So why many webmasters are roaming in forums and asking for tips and methods to make money with adsense? Why Internet marketers are making a fortune online selling adsense ebooks and videos?

This is happening because making money with adsense is tough, and it is more than difficult to get a steady adsense revenue. You need to learn how to earn with adsense, and for that you have only two ways:

1) Buy an adsense ebook or a video tutorial 2) Spend hours reading adsense threads in forums

If you have more time than money, go ahead and tape adsense + forums in Google and start reading first. Only after you read and understand what adsense is all about and how you can make money with adsense, start asking specific questions.

Don’t ask general things like: “How can I make money with adsense”, or “How do you make money with adsense”. It’s too general, and you will not get any specific answer that result in an increase in your adsense revenue.

Here are some tips to get you started on the right track:

1) To make money with adsense, you need visitors. What you need to do is to start article marketing and send visitors towards your adsense pages.

2) Place your ads above the content of your page. Rectangles are doing well in this case.

3) Even better: Blend the ads in your text. You will just need to add a little piece of html code (<div>) in your html beside the adsense code.

Write good content and optimize your money making adsense pages for SEO. I mean that you should do a proper keyword research and add your title and header tags (h1) for Google to display the matching your topic ads.

There is a lot more to learn to earn a steady adsense revenue, and the most important thing is to take action, test and track everything and repeat over and over.

A Brief History of Website Design by Natalie Aranda

Believe it or not but website design does not have such a long history. That’s basically because the Internet has not been around that long and it is only in the past decade that the Internet has exploded and become part of people’s every day lives. So, website design is still new in the grand scheme of things, but it has certainly undergone many changes over the years.

To begin with, web design was basic html, but it has since changed significantly. HTML was a basic markup language and was simple in that it allowed websites to have headings and even link to other sites. Users could simply click on the link and their browser would take them to another webpage. Early in the life of the Internet there were not that many websites to visit, but it was certainly a possibility with HTML. Of course, as Boston website design became more complicated so did HTML. The markup language became more in depth and required more knowledge and skill sets to be able to handle it properly. But then, just as HTML was making its way into a really well rounded computer language capable of all kinds of things new languages like CSS, or cascading style sheets, became available. Your Boston web design team certainly knows about CSS and is hopefully proficient with it in order to help you create an easily navigated website that is accessible to most users.

Before HTML offered users limited involvement on the website. But, today things are different and Internet users can become very involved on a particular site thanks to other improvements like Adobe Flash and more. The web is truly getting bigger each and every day and the more users are online the more web design options become available. Website design is making history every single day and things just change rapidly in the world of web design. Because of this it is very important that your web designer be aware of all the new changes going on, how your current design will be affected by the changes, and whether or not old designs will be easy to change. Make sure you ask plenty of questions and know what your web design will mean for today and tomorrow’s web surfers. Doing your homework just might mean that you save money in the long run and have a website that more users can access!

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